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How does Affirm work?

We have partnered with Affirm to give you a simple way to make your purchase with no hidden fees.

  • Easy monthly payments: Provide some basic information and get a real-time credit decision to split your purchase into monthly payments. Rates from 0% to 30% APR with loans of 3, 6, or 12 month terms.

    • For example, a $250 purchase might cost $83.33/mo over 3 months at 0% APR.

  • Flexible repayment: Simply pay your monthly bill using a debit card, bank transfer at www.affirm.com/pay.

  • Disclosure: Subject to credit check and approval. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.

To sign up for Affirm, you must:

  • Be 18 years or older (19 years or older in Alabama or if you're a ward of the state in Nebraska).
  • Not be a resident of Iowa (IA) or West Virginia (WV).
  • Provide a valid U.S. or APO/FPO/DPO home address.
  • Provide a valid U.S. mobile number and agree to receive SMS text messages. The phone account must be registered in your name.
  • Provide your full name, email address, date of birth, and the last 4 digits of your social security number to help us verify your identity.
  • Not available outside the US.